I want to start up my own business. It’s going to be a clothing brand like volcom or roxy. There are so many different business majors that I’m not too sure which is that right choice?

I have an idea about a new financial product but I will require complex financial modelling to work out threshold. It will be hard for me to do it alone although I could try and read up lots.

I am thinking of asking my friend(whos into finance) and my Finance Lecturer who might know something. However I do not know if they can be trusted in the sense that they have friends of their own and they might just go ahead with my idea without me.

And if we put it into action, and manage to start our own business, how can we prevent the Banks and Insurance companies from following suit. There is no way I can think of to protect my idea. How unfortunate.

How can I ensure that I benefit from my idea and exclude others from it.